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Who is eligible to participate in the My Safe Florida Home Program?

Discover the eligibility criteria for the My Safe Florida Home Program.

Written by Tim ONeil

Updated at January 23rd, 2025

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Florida Homeowners who meet the following requirements may qualify for a free Inspection:

  1. The home must be a single-family, detached residential property or a townhouse as defined in section 481.203, Florida Statutes (F.S.);
  2. The home must be site-built and owner-occupied; and
  3. The Homeowner must have been granted a homestead exemption on the home under chapter 196, F.S.

PLEASE NOTE: Single-family homes that are attached to other units will be treated as Townhouses for the purposes of the MSFH Program.

  • Properties that are NOT eligible for a free Inspection include:
  • Multi-Family Homes (such as apartments, duplexes, and triplexes)
  • Condominiums
  • Cooperatives
  • Retirement Homes
  • Mobile Homes & Manufactured Homes
  • Second Homes, Vacation Homes,& Rental Properties

PLEASE NOTE: Not all applicants who received an Inspection through the Program will be eligible for a Hurricane Mitigation Grant.

A homeowner is eligible for a Grant if all of the following criteria are met: 

  1. The home must be eligible for a Hurricane Mitigation Inspection and must have received an Initial Inspection through the Program.
  2. The home must be a dwelling with an insured value of $700,000 or less. Low-Income Homeowners, as defined under section 420.0004 (11), F.S., are exempt from this requirement.
  3. The building permit application for initial construction of the home must have been made before January 1, 2008.
  4. The Homeowner must provide the name and license number of the Contractor selected to perform the Mitigation Project.
  5. The Homeowner must agree to make the home available for a Final Inspection once the Project is complete; and
  6. The Homeowner must agree to provide to the Program any and all information received from the Homeowner’s insurer identifying the discounts realized by the Homeowner because of the Improvements funded through the Program.

PLEASE NOTE: The My Safe FL Home Program is currently closed to new inspection and grant applications, as program funds have been fully allocated due to high demand.

Homeowners are encouraged to regularly check the My Safe Florida Home website at MySafeFLHome.com. 


 


 

inspection qualification eligibility criteria

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  • What is the maximum grant amount I can receive through the Program and how is it calculated?
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DISCLAIMER

The My Safe Florida Home Program (DFS) is not responsible for work performed by the certified independent Florida contractors selected by the grantee/homeowner. My Safe Florida Home Program does not provide any warranties or guarantees, express or implied, regarding the work performed by grantee selected contractors. Any disputes regarding work performed by contractors must be resolved between the homeowner/client and the contractor. By participating in the My Safe Florida Home Program, the homeowner/grant recipient agrees to hold My Safe Florida Home Program (DFS) harmless and release the program from any and all liability related to the work of the contractors they select for work.

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