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Understanding MSFH Program Terms and What They Mean for You. Whether you're new to the terminology or just need a quick refresher, this section is designed to help you navigate the MSFH Program more effectively with clear explanations of key terms and concepts essential for understanding the application process. A Applicant – A Florida Homeowner who
The Florida Legislature has allocated $280 million for the 2025–2026 fiscal year to fund new Wind-Mitigation Inspections and Grants under the My Safe Florida Home (MSFH) Program. The Legislature has established four prioritization groups for grant and inspection eligibility: Group Eligibility Categories (Effective July 1, 2025): Group 1: Low-Inco
Step 1: Complete Prioritization Questionnaire The Applicant completes the Prioritization Questionnaire via the Applicant Portal. The Applicant is sorted into a Group based on the age, household, and income data they provide. For the first sixty (60) days after the MSFH Program opens, Applicants receive access to applications based on criteria outlin
The Florida Legislature has authorized the Department of Financial Services (DFS) to offer two types of hurricane mitigation grants: 1) Matching Grants and 2) Low-Income Grants. Matching Grants The My Safe FL Home Program provides $2 in grant funds for every $1 contributed by the homeowner. This means that the homeowner will be reimbursed for 2/3 of
There are four (4) improvements that are eligible for grant funding under the My Safe FL Home Program when recommended in an Initial Inspection Report: Improvement 1.0 – Opening Protection - This upgrade ensures your home has impact-resistant windows, doors, garage doors, and skylights to protect against flying debris. Improvement 2.0 – Roof-to-Wall
Yes. ON JULY 1, 2024, the My Safe Florida Home Program allowed homeowners to choose any licensed Florida contractor to make eligible upgrades to their homes for reimbursement through the Program. The license of your designated contractor(s) MUST be certified or registered with the Florida Department of Business & Professional Regulation (DBPR) a
The Florida State Legislature has allocated funds through the MSFH Program to provide Applicants with a Hurricane Mitigation Inspection of their home at NO COST and NO OBLIGATION. A Hurricane Mitigation Inspection is a home inspection performed by a Wind Certification Entity (“Inspector” or “Inspection Company”) pursuant to the MSFH Program. An appr
To apply for a first time My Safe Florida Home wind mitigation inspection, you'll need to open an account and submit an application through our official portal. Here's what you'll need to get started Required Information: Full legal name Valid email address Home address (street, city, ZIP code) Phone number Required Documents Proof of homestead
Navigating My Safe FL Home Low-Income Reimbursement Process SUMMARY OF THE LOW-INCOME GRANT PROCESS Low-Income Homeowners who meet all other Hurricane Mitigation Grant Requirements are eligible for a Low-Income Grant of up to $10,000, subject to legislative appropriation, and are not required to provide a matching amount to receive grant funds. Once
The My Safe Florida Home Program offers financial assistance to homeowners who want to strengthen their homes against storms. The program consists of two main components, both of which you can access online at MySafeFLHome.com. To get started, you’ll need to create an account and review the information provided on the website. Program Component 1: I
In Florida, insurance companies can cancel or refuse to renew a homeowner’s policy if the roof is 15 years old or older. However, this can be avoided with an inspection by an authorized professional. If the inspection confirms the roof has at least five years of useful life remaining, insurers must provide coverage. This law aims to ensure homes are
Improvements Guide Applicants are required to thoroughly review the Initial Inspection Report. For questions about the Initial Inspection Report, please contact the MSFH Program Inspector using the contact information provided in the Inspection Application approval email. There are four (4) Improvements eligible for Grant funding under the MSFH Pro
Homeowners insurance in Florida can be quite expensive due to the state's susceptibility to hurricanes, flooding, and other natural disasters. However, there are multiple strategies you can employ to save money on your homeowners insurance without compromising on coverage. Here are some effective tips for reducing your insurance premiums: Shop Aroun
The MSFH Program Draw Request is comprised of information and documentation submitted by an Applicant, via the Applicant Portal, to request a Final Inspection and Grant Disbursement. MSFH Program Final Inspection of the home must be requested by the Applicant and completed by a MSFH Program Inspector BEFORE the Applicant submits a Draw Request for G
The Florida State Legislature has allocated funds through the MSFH Program to provide a Hurricane Mitigation Grant (“Grant”) to eligible Applicants who will receive a free MSFH Program Initial Inspection and make Recommended Improvements to their home. IMPORTANT NOTE: Applicants who receive no Recommended Improvements or are in Group 5 (Applicant
No. Do not begin any reimbursable construction PRIOR to receiving your official grant approval notice.