My Safe Florida Home Program Resources

15-Year Roof Rule Statute Update

Published April 11th, 2025 by MSFH Program

In Florida, insurance companies can cancel or refuse to renew a homeowner’s policy if the roof is 15 years old or older. However, this can be avoided with an inspection by an authorized professional. If the inspection confirms the roof has at least five years of useful life remaining, insurers must provide coverage. This law aims to ensure homes are

If I have submitted a grant application, can I begin construction on my home while awaiting additional grant funds to become available?

Published January 17th, 2025 by MSFH Program

No. Do not begin any reimbursable construction PRIOR to receiving your official grant approval notice.

Summary of MSFH Mitigation Upgrades that Can Reduce Insurance

Published January 24th, 2025 by MSFH Program

What wind-mitigation improvements are covered by the MSFH Program?

Published January 17th, 2025 by MSFH Program

There are four (4) improvements that are eligible for grant funding under the My Safe FL Home Program when recommended in an Initial Inspection Report: Improvement 1.0 – Opening Protection - This upgrade ensures your home has impact-resistant windows, doors, garage doors, and skylights to protect against flying debris. Improvement 2.0 – Roof-to-Wall

Can I choose my own contractor to complete the work on my home?

Published January 17th, 2025 by MSFH Program

Yes. ON JULY 1, 2024, the My Safe Florida Home Program allowed homeowners to choose any licensed Florida contractor to make eligible upgrades to their homes for reimbursement through the Program. The license of your designated contractor(s) MUST be certified or registered with the Florida Department of Business & Professional Regulation (DBPR) a

Changing Contractors

Published January 24th, 2025 by MSFH Program

ZOOMcast with Profile Gorilla. Contractors, Insurance and you.

Published April 9th, 2025 by MSFH Program

What is a Wind Mitigation Inspection?

Published January 24th, 2025 by MSFH Program

What is the maximum grant amount I can receive through the Program and how is it calculated?

Published January 17th, 2025 by MSFH Program

The Florida Legislature has authorized the Department of Financial Services (DFS) to offer two types of hurricane mitigation grants: 1) Matching Grants and 2) Low-Income Grants. Matching Grants The My Safe FL Home Program provides $2 in grant funds for every $1 contributed by the homeowner. This means that the homeowner will be reimbursed for 2/3 of

How to Submit a Draw Request

Published January 24th, 2025 by MSFH Program

Keep Your Roof On - Why Ring Shank Nails?

Published January 24th, 2025 by MSFH Program

Why Wind Mitigation Upgrades in Florida

Published January 28th, 2025 by MSFH Program

Confirm Your Florida Contractor's License

Published January 24th, 2025 by MSFH Program

Secondary Water Resistance

Published January 24th, 2025 by MSFH Program

Why the My Safe Florida Home Program

Published January 23rd, 2025 by MSFH Program

Review MSFH Mitigation Upgrades

Published January 28th, 2025 by MSFH Program

Low Income Reimbursement Process

Published March 21st, 2025 by MSFH Program

Navigating My Safe FL Home Low-Income Reimbursement Process SUMMARY OF THE LOW-INCOME GRANT PROCESS Low-Income Homeowners who meet all other Hurricane Mitigation Grant Requirements are eligible for a Low-Income Grant of up to $10,000, subject to legislative appropriation, and are not required to provide a matching amount to receive grant funds. Once

Florida Laws Support Wind Mitigation Upgrades

Published January 23rd, 2025 by MSFH Program

Your Portal is the Source for Latest Account Information

Published January 24th, 2025 by MSFH Program

Important Program Updates

Published April 3rd, 2025 by MSFH Program

Prioritization Questionnaire Completion Required to Apply. The program has thousands of potentially eligible Fl homeowners that have not completed their prioritization questionnaire in their program account portal. If you have already had and received your initial MSFH free wind mitigation inspection and are interested in applying for a grant

Roof-To-Deck Attachments Overview

Published January 24th, 2025 by MSFH Program

Is Your Home Hurricane Ready?

Published January 28th, 2025 by MSFH Program

Roof-To-Wall Connections Overview

Published January 24th, 2025 by MSFH Program

Understanding FL Home Insurance

Published January 23rd, 2025 by MSFH Program

Opening Protection Overview

Published January 24th, 2025 by MSFH Program

Submitting Draw Request: Part 3 - The Proof of Payment

Published January 24th, 2025 by MSFH Program

MSFH Program Overview

Published February 2nd, 2025 by MSFH Program

The My Safe Florida Home Program offers financial assistance to homeowners who want to strengthen their homes against storms. The program consists of two main components, both of which you can access online at MySafeFLHome.com. To get started, you’ll need to create an account and review the information provided on the website. Program Component 1: I

Video Tutorial on Completing Prioritization Questionnaire

Published May 1st, 2025 by MSFH Program

ZOOMCast: Keeping Your Roof on in Florida

Published May 11th, 2025 by MSFH Program

Strategies & Tips To Reduce Insurance Premiums

Published February 3rd, 2025 by MSFH Program

Homeowners insurance in Florida can be quite expensive due to the state's susceptibility to hurricanes, flooding, and other natural disasters. However, there are multiple strategies you can employ to save money on your homeowners insurance without compromising on coverage. Here are some effective tips for reducing your insurance premiums: Shop Aroun