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In Florida, insurance companies can cancel or refuse to renew a homeowner’s policy if the roof is 15 years old or older. However, this can be avoided with an inspection by an authorized professional. If the inspection confirms the roof has at least five years of useful life remaining, insurers must provide coverage. This law aims to ensure homes are
The Florida Legislature has authorized the Department of Financial Services (DFS) to offer two types of hurricane mitigation grants: 1) Matching Grants and 2) Low-Income Grants. Matching Grants The My Safe FL Home Program provides $2 in grant funds for every $1 contributed by the homeowner. This means that the homeowner will be reimbursed for 2/3 of
Navigating My Safe FL Home Low-Income Reimbursement Process SUMMARY OF THE LOW-INCOME GRANT PROCESS Low-Income Homeowners who meet all other Hurricane Mitigation Grant Requirements are eligible for a Low-Income Grant of up to $10,000, subject to legislative appropriation, and are not required to provide a matching amount to receive grant funds. Once
No. Do not begin any reimbursable construction PRIOR to receiving your official grant approval notice.
There are four (4) improvements that are eligible for grant funding under the My Safe FL Home Program when recommended in an Initial Inspection Report: Improvement 1.0 – Opening Protection - This upgrade ensures your home has impact-resistant windows, doors, garage doors, and skylights to protect against flying debris. Improvement 2.0 – Roof-to-Wall
The My Safe Florida Home Program offers financial assistance to homeowners who want to strengthen their homes against storms. The program consists of two main components, both of which you can access online at MySafeFLHome.com. To get started, you’ll need to create an account and review the information provided on the website. Program Component 1: I
Homeowners insurance in Florida can be quite expensive due to the state's susceptibility to hurricanes, flooding, and other natural disasters. However, there are multiple strategies you can employ to save money on your homeowners insurance without compromising on coverage. Here are some effective tips for reducing your insurance premiums: Shop Aroun
Prioritization Questionnaire Completion Required to Apply. The program has thousands of potentially eligible Fl homeowners that have not completed their prioritization questionnaire in their program account portal. If you have already had and received your initial MSFH free wind mitigation inspection and are interested in applying for a grant
Yes. ON JULY 1, 2024, the My Safe Florida Home Program allowed homeowners to choose any licensed Florida contractor to make eligible upgrades to their homes for reimbursement through the Program. The license of your designated contractor(s) MUST be certified or registered with the Florida Department of Business & Professional Regulation (DBPR) a