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MSFH Program Terms 2025 - 2026

Published July 31st, 2025 by MSFH Program

Understanding MSFH Program Terms and What They Mean for You. Whether you're new to the terminology or just need a quick refresher, this section is designed to help you navigate the MSFH Program more effectively with clear explanations of key terms and concepts essential for understanding the application process. A Applicant – A Florida Homeowner who

4806 Views 6 min

Important Program Updates

Published April 3rd, 2025 by MSFH Program

  The Florida Legislature has allocated $280 million for the 2025–2026 fiscal year to fund new Wind-Mitigation Inspections and Grants under the My Safe Florida Home (MSFH) Program.  The Legislature has established four prioritization groups for grant and inspection eligibility: Group Eligibility Categories (Effective July 1, 2025): Group 1: Low-Inco

14856 Views 227 Likes 1 min

Help With a MSFH Support Ticket

Published August 26th, 2025 by MSFH Program

1 min

Help With The Prioritization Questionnaire

Published August 26th, 2025 by MSFH Program

1 min

Can This Program Protect Your House in 2025?

Published August 25th, 2025 by MSFH Program

12 Views 1 min

Attention FL Homeowners and First Time MSFH Applicants

Published August 26th, 2025 by MSFH Program

21 Views 1 min

Application Steps

Published August 1st, 2025 by MSFH Program

Step 1: Complete Prioritization Questionnaire The Applicant completes the Prioritization Questionnaire via the Applicant Portal. The Applicant is sorted into a Group based on the age, household, and income data they provide. For the first sixty (60) days after the MSFH Program opens, Applicants receive access to applications based on criteria outlin

5275 Views 1 min

Don't Miss This Step for Your Florida Home Grant!

Published August 25th, 2025 by MSFH Program

14 Views 1 min

How To Submit Your Contractor Invoice Step By Step!

Published August 25th, 2025 by MSFH Program

10 Views 1 min

How to Submit the Inspection Application

Published August 25th, 2025 by MSFH Program

1 min

Five Priority Groups Made Simple!

Published August 25th, 2025 by MSFH Program

12 Views 1 min

Keep Your Roof On - Why Ring Shank Nails?

Published January 24th, 2025 by MSFH Program

309 Views 1 min

4 Easy Ways to Protect Your House in Florida!

Published August 25th, 2025 by MSFH Program

1 min

My Safe Florida Home Contractor Steps Made EASY!

Published August 25th, 2025 by MSFH Program

12 Views 1 min

Do You Know How to Send Your RFI Response?

Published August 25th, 2025 by MSFH Program

10 Views 1 min

Florida Homeowners – Don’t Miss These Money Saving Tips!

Published August 25th, 2025 by MSFH Program

1 min

Florida's Window Protection: What You Need to Know

Published August 26th, 2025 by MSFH Program

15 Views 1 min

Submitting Draw Request: Part 2 - The Original Contractor Invoice

Published January 24th, 2025 by MSFH Program

272 Views 1 min

What is the maximum grant amount I can receive through the Program and how is it calculated?

Published January 17th, 2025 by MSFH Program

The Florida Legislature has authorized the Department of Financial Services (DFS) to offer two types of hurricane mitigation grants: 1) Matching Grants and 2) Low-Income Grants. Matching Grants The My Safe FL Home Program provides $2 in grant funds for every $1 contributed by the homeowner. This means that the homeowner will be reimbursed for 2/3 of

2413 Views 33 Likes 1 min

Submitting Draw Request: Part 3 - The Proof of Payment

Published January 24th, 2025 by MSFH Program

262 Views 1 min

How to Submit a Draw Request

Published January 24th, 2025 by MSFH Program

275 Views 1 min

My Safe Florida Home Prioritization Form Made Easy

Published August 25th, 2025 by MSFH Program

1 min

Can You Save Money With Wind Upgrades?

Published August 25th, 2025 by MSFH Program

10 Views 1 min

Help With Portal Support

Published August 26th, 2025 by MSFH Program

11 Views 1 min

What wind-mitigation improvements are covered by the MSFH Program?

Published January 17th, 2025 by MSFH Program

There are four (4) improvements that are eligible for grant funding under the My Safe FL Home Program when recommended in an Initial Inspection Report: Improvement 1.0 – Opening Protection - This upgrade ensures your home has impact-resistant windows, doors, garage doors, and skylights to protect against flying debris. Improvement 2.0 – Roof-to-Wall

1534 Views 26 Likes 1 min

Can I choose my own contractor to complete the work on my home?

Published January 17th, 2025 by MSFH Program

Yes. ON JULY 1, 2024, the My Safe Florida Home Program allowed homeowners to choose any licensed Florida contractor to make eligible upgrades to their homes for reimbursement through the Program. The license of your designated contractor(s) MUST be certified or registered with the Florida Department of Business & Professional Regulation (DBPR) a

800 Views 1 min

Complete Homeowner's Guide Download

Published July 7th, 2025 by MSFH Program

 

2242 Views 32 Likes 1 min

Hurricane Mitigation Inspections

Published August 1st, 2025 by MSFH Program

The Florida State Legislature has allocated funds through the MSFH Program to provide Applicants with a Hurricane Mitigation Inspection of their home at NO COST and NO OBLIGATION. A Hurricane Mitigation Inspection is a home inspection performed by a Wind Certification Entity (“Inspector” or “Inspection Company”) pursuant to the MSFH Program. An appr

1568 Views 5 min

Complete Homeowner's Guide Download 2025-26

Published August 1st, 2025 by MSFH Program

 

1976 Views 10 Likes 1 min

2025 First-Time Application Checklist

Published July 14th, 2025 by MSFH Program

To apply for a first time My Safe Florida Home wind mitigation inspection, you'll need to open an account and submit an application through our official portal. Here's what you'll need to get started Required Information: Full legal name  Valid email address  Home address  (street, city, ZIP code) Phone number  Required Documents Proof of homestead

14971 Views 104 Likes 1 min

Low Income Reimbursement Process

Published March 21st, 2025 by MSFH Program

Navigating My Safe FL Home Low-Income Reimbursement Process SUMMARY OF THE LOW-INCOME GRANT PROCESS Low-Income Homeowners who meet all other Hurricane Mitigation Grant Requirements are eligible for a Low-Income Grant of up to $10,000, subject to legislative appropriation, and are not required to provide a matching amount to receive grant funds. Once

650 Views 1 min

Top Roofing Tips for My Safe Florida Home Grant Program

Published August 26th, 2025 by MSFH Program

1 min

MSFH Program Overview

Published February 2nd, 2025 by MSFH Program

The My Safe Florida Home Program offers financial assistance to homeowners who want to strengthen their homes against storms. The program consists of two main components, both of which you can access online at MySafeFLHome.com. To get started, you’ll need to create an account and review the information provided on the website. Program Component 1: I

976 Views 1 min

15-Year Roof Rule Statute Update

Published April 11th, 2025 by MSFH Program

In Florida, insurance companies can cancel or refuse to renew a homeowner’s policy if the roof is 15 years old or older. However, this can be avoided with an inspection by an authorized professional. If the inspection confirms the roof has at least five years of useful life remaining, insurers must provide coverage. This law aims to ensure homes are

657 Views 1 min

Are Your Windows Ready for Storms?

Published August 25th, 2025 by MSFH Program

11 Views 1 min

Hurricane Mitigation Projects

Published August 1st, 2025 by MSFH Program

Improvements Guide Applicants are required to thoroughly review the Initial Inspection Report. For questions about the Initial Inspection Report, please contact the MSFH Program Inspector using the contact information provided in the Inspection Application approval email.  There are four (4) Improvements eligible for Grant funding under the MSFH Pro

1115 Views 4 min

Don’t Miss This Step When Changing Contractors!

Published August 25th, 2025 by MSFH Program

10 Views 1 min

Strategies & Tips To Reduce Insurance Premiums

Published February 3rd, 2025 by MSFH Program

Homeowners insurance in Florida can be quite expensive due to the state's susceptibility to hurricanes, flooding, and other natural disasters. However, there are multiple strategies you can employ to save money on your homeowners insurance without compromising on coverage. Here are some effective tips for reducing your insurance premiums: Shop Aroun

249 Views 1 min

Draw Requests

Published August 1st, 2025 by MSFH Program

The MSFH Program Draw Request is comprised of information and documentation submitted by an Applicant, via the Applicant Portal, to request a Final Inspection and Grant Disbursement. MSFH Program Final Inspection of the home must be requested by the Applicant and completed by a MSFH Program Inspector BEFORE the Applicant submits a Draw Request for G

775 Views 3 min

Roof-To-Deck Attachments Overview

Published January 24th, 2025 by MSFH Program

254 Views 1 min

Roof-To-Wall Connections Overview

Published January 24th, 2025 by MSFH Program

288 Views 1 min

Submitting Draw Request: Part 5 - The Payment Verification

Published January 24th, 2025 by MSFH Program

278 Views 1 min

Submitting Draw Request: Part 4 - The Proof of Insurance Discount

Published January 24th, 2025 by MSFH Program

282 Views 1 min

Hurricane Mitigation Grants

Published August 1st, 2025 by MSFH Program

The Florida State Legislature has allocated funds through the MSFH Program to provide a Hurricane Mitigation Grant (“Grant”) to eligible Applicants who will receive a free MSFH Program Initial Inspection and make Recommended Improvements to their home.    IMPORTANT NOTE: Applicants who receive no Recommended Improvements or are in Group 5 (Applicant

2167 Views 4 min

If I have submitted a grant application, can I begin construction on my home while awaiting additional grant funds to become available?

Published January 17th, 2025 by MSFH Program

No. Do not begin any reimbursable construction PRIOR to receiving your official grant approval notice.

871 Views 1 min

Step By Step Guide To Submitting Your RFI Response!

Published August 25th, 2025 by MSFH Program

10 Views 1 min

Easy Guide to the Eligibility Confirmation Form!

Published August 25th, 2025 by MSFH Program

11 Views 1 min

How Do Home Inspections Help You Save Money?

Published August 26th, 2025 by MSFH Program

10 Views 1 min

Completing Prioritization Questionnaire

Published August 25th, 2025 by MSFH Program

1 min

How to Answer a Second RFI Fast!

Published August 25th, 2025 by MSFH Program

1 min
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Department of Financial Services | 200 East Gaines St. Tallahassee, FL 32399-0317 | 561-640-6734


DISCLAIMER

The My Safe Florida Home Program (DFS) is not responsible for work performed by the certified independent Florida contractors selected by the grantee/homeowner. My Safe Florida Home Program does not provide any warranties or guarantees, express or implied, regarding the work performed by grantee selected contractors. Any disputes regarding work performed by contractors must be resolved between the homeowner/client and the contractor. By participating in the My Safe Florida Home Program, the homeowner/grant recipient agrees to hold My Safe Florida Home Program (DFS) harmless and release the program from any and all liability related to the work of the contractors they select for work.

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